Each year, I challenge myself to not spend money on unnecessary purchases during the winter. This No Spend Challenge began on December 30 so I’m starting day seven and feeling good. My initial goal is to make it through January but I really want to go through February.

Here’s the deal. This isn’t an excuse to shirk responsibilities. In my version of the No Spend Challenge, bills are paid and gas goes in the car. I eat out if I have to (almost always because of work) and I still tip generously. I buy the things I need. So if I blow the heel on my work shoes, I first shop my closet to see if there’s something usable. If not, I will go buy the needed shoes but won’t go looking for other stuff for fun.

My pantry and freezer tend to be well stocked enough that I am able to use some of those reserves. This is intentional as I live in the country and you never know when you won’t be able to make it to a grocery store when the weather turns sour. This week, I need some cat food and a dozen eggs. Maybe some bananas.

You get the idea.

It’s actually kind of fun. Ohio winters are an ideal time to hibernate. I stay home, try new recipes, feather my nest and catch up on my rest. This week I actually sat down at the piano for the first time in over a year and I have a list of small indoor projects to work on.

In fact, I wrote out a list of about fifty things I can do that don’t involve spending money. It’s mostly things here at home and using what I already own.

Society pushes on us these ideas of buying and needing stuff from the time we are born. It’s easy to forget that we are more than consumers.

When I was a kid my She-Ra action figures came with a small story book and checklist designed to help kids see how many more action figures they needed to collect the entire set. Spoiler alert- you could never have the entire set because there was always something new.

That’s right. There is ALWAYS something new. From home decor to fashion to a new flavor of chips, there is always something new to buy.

Advertising messages as far as the eye can see sell us creams to make us younger and pills to remedy all our problems. Foreigners are often surprised that pharmaceuticals are advertised as commonly as a box of cereal in America. There’s no end to the products being sold.

We even have access to the perfect pant. Yes, ladies. According to an ad in my Facebook feed last night, Spanx has created a fashion marvel so incredible they literally have named it “The Perfect Pant.” At just $158 a pair, these black pants are guaranteed to change your life or at least drain your checking account.

There’s a meme that sometimes appears on Facebook. I have mentioned it before. It asks what it takes to blow $10,000 a year. The answer is $27.40 in needless daily spending. You might not be wasting $192 a week…. Or maybe you are. It’s an interesting thing to consider.

Classic marketing slogans like Burger King’s iconic “Have It Your Way” and the unforgettable contribution from Rent To Own that assures consumers that we all deserve nice things tell us that it’s our right to drain our wallets by spending with their companies.

If I am to really have it my way, I’ll have my money in the bank where it can gain a few cents interest in anticipation of adventures on the horizon. And that is a great motivator – this idea that a dollar saved today will fund a trip to somewhere memorable later.

Lots of people seem to think I’m somehow neglecting myself or denying myself things I need. They often try to find ways around the rules on my behalf. They’ll offer to buy my lunch or argue that a gift card gives me permission to go shop. A kind, if not misguided gesture.

I tend to be quite strict with this, only occasionally stepping outside the box to buy deeply discounted items that are both a future need and a robust bargain. Last year, I found a box of Christmas cards for ninety percent off at the grocery store. They were cute and I was glad for my $1 box of cards this Christmas. Before purchasing, I did at least stop and consider my decision, choosing also to forgo the rest of the clearance section which was packed with stuff I did not need.

It is a fine line to walk. If there’s a true deal on something you will need soon, it’s silly to pass up the deal in favor of following the rules and spending more later. There’s another line to walk in all of this. You see, it is tempting to say no to everything now and then binge shop when the challenge is done. That’s why it’s important to modify behavior and thinking so the urge to spend is lessened by the end of the challenge. This could actually be a future blog story as there are several things I do to make not spending money much easier.

How will I occupy my time through this No Spend Challenge? Come back tomorrow and we will talk about it. I can assure you, I will not be bored.

Have you ever done a No Spend Challenge? I would love to hear about it!