It’s January 31 and that means my No Spend Challenge is officially coming to an end. However, I’m retooling the rules for February. That means I’ll continue a variation of what I’ve been doing only with a few exceptions.
Meanwhile, January went well. I mostly stayed within the confines of my rules with a few exceptions including dinner out with my cousin who I haven’t seen in ages and coffee shop drinks when I met a subject for an interview at work. That coffee shop is a local business and I didn’t mind at all spending a few bucks to support them. There were also some grocery items that I didn’t technically need but were on sale and I will use. With the rising cost of groceries, I’ll take a deal on staples when and where I can.
The fact things went well doesn’t mean there weren’t unexpected expenses. For example, Scout developed an issue that required a vet trip and an allergy shot. I would never make my cat suffer for want of a vet visit just because of my challenge. I injured myself that same day, winning a trip to urgent care and to the pharmacy for meds. However, a No Spend Challenge isn’t an excuse to avoid seeking medical care for myself either.
Of course, I did stop at Dollar General on the way home to grab something I needed. In a fit of feeling sorry for myself, I bought a Diet Coke and some sugar free candies. This was purely off script and outside the rules but it sure did taste good after the stressful couple of days I had endured.

There were other things I learned and that I noticed this month. In addition to cutting out shopping, I have seriously reduced my exposure to things and people that influence my thoughts and actions. The more distance I put between me and social media influencers, the happier I am.
I figured out that it took precious little to transform my bedroom. A fresh coat of paint (purchased in December) did wonders and I shopped my house for things to bring it all together. Three dollars worth of craft paint updated picture frames for a gallery wall. There are things that I want to find for that room but I’m going to be very particular about buying exactly the right things. In other words, there’s no rush.
Values based spending isn’t something I have talked about here yet. This has been intentional because I suspect this will open the door to some political commentary that really isn’t welcome here. However, I will say this. I value money in the bank more than stuff on my kitchen counters. I value supporting small businesses and those that support my worldviews more than big conglomerates that lack any hint of moral character. I value the promise of adventure and travel in the near future more than I can say. I value my peace more than anything else and how I spend my time and money help me to protect that.
We have talked a lot this month about my No Spend Challenge. Why have I brought you on this journey? I suppose I just want to encourage folks to think about spending and accumulating stuff in a different light. I have wanted you to see that when you shop, you’re also choosing how you spend your time. In that moment, you’re investing precious time. More importantly, how much time did you spend earning the money you’re trading for things? Do you want to take a vacation or retire someday? It’s easier to do these things with money in the bank instead of clutter in the closet.
I’ve had a wonderful month of sleeping in on the weekends, purging stuff from my home, working puzzles, reading and feathering my nest. While I have missed adventuring, the weather hasn’t been good for it and I have no regrets. I’m going to continue focusing on these things with a couple of small adventures along the way in February.
One question people often ask is what I’ll buy first when this is over. It’s like they think this challenge is something to endure and just get past. I do have a little list of things to buy for my new blue bedroom. There are a couple of books and I’m starting to think about freshening up my bathroom with paint and new floors. My aim is to sort out the bathroom updates before summer. Nothing is urgent. I won’t be out shopping anytime soon.
Tonight’s agenda includes a regular scheduled haircut and a few groceries and supplies from the store. When I tried to make a grocery list yesterday I thought it was interesting that I couldn’t think of a thing to write on it other than water, cat food and sunflower seeds for my birds. I do have a better list than that now but it took a while to figure out.
We will keep talking about this No Spend Challenge and how it will evolve into February. I have some more practical tips to share so stay tuned.
Glad to hear the challenge went well. I thought the same about groceries that were on sale and didn’t even consider it bending/breaking the rules. There’s nothing wrong with taking advantage of a good sale, especially if it were for things you’d buy anyway! I’ve enjoyed this challenge and hope to continue for February as well. I think the only thing I broke the rules on was buying a duplicate of my daughter’s favourite stuffed animal.
Good job! Favorite stuffed animals are important! Especially to the littlest ones that love them!
Given the trouble between my country and evidently the rest of the world. I’m starting to regret not stocking up more. Sigh.
January is a little looser for me. I have planned exceptions for Valentine’s Day and my mother’s birthday. I took myself out for breakfast Saturday morning because I wanted to warm up after a frigid walk and to sit in the restaurant and read for sometime. That was kind of a treat because all my meals have been at home for a little over a month. I have a list of wants for my bedroom and would buy from that list if I see the right things but I’m not seeking out that stuff. I should mostly be not buying through February.
Oh I know. It’s really sad how we’re now in a tariff war. And to what end!? And for what!? No one will benefit from it.
I think it’s totally okay to make exceptions for special occasions and to treat yourself once in awhile. It’s the same with food, right? That way the challenge is something you can keep doing with throughout the year. And hey, it makes the exceptions even more special and meaningful!
It’s a waste of time and unnecessary damage to a good friendship.
I was strict for my first few challenges. Now I feel comfortable with loosening up the rules to accommodate my values and needs. I’m thinking I will have some sort of values based challenge that changes every month. It could be fun!
Sorry to hear about the health issues for you and Scout. I’ll be making an unplanned vet bill since I found a melanoma on Sterling’s side. I just wish it didn’t require general anesthesia. Another big purchase that was necessary was new tires. I wasn’t getting traction on snow (not that we’ve had much). In fact my big outdoor activity has been mountain biking and will be doing that in a couple days – temps in the 50s!
I figure my birthday gift to myself will be paid for after I make 26 chai lattes! Yes, an espresso machine—small and inexpensive.
Oh dear. Poor Sterling! Medical care for pets is so expensive but I view it as a necessity just like medical care for myself. I hope the surgery goes well.
That sounds like an excellent birthday gift to yourself! Tres chic and a smart way to pamper yourself at home!
I wouldn’t dream of not getting him proper medical care when needed. He’s my darling.
Where would we be without our furry children?
Congrats on completing this challenge!